2661 Riva Road | Building 300 Suite 340 | Annapolis, MD 21401 | (410) 793-1228 |

About Severn Financial Solutions

The financial world can be complex and confusing. We founded our firm in 2008 out of concern that many people were not receiving the quality attention and personalized services they needed. Furthermore, we found that while many people have a tax preparer or investment broker, the efforts of these resources were rarely coordinated and seldom achieved a better result for their mutual client. Our clients enjoy our comprehensive approach, where all of the facets of your financial life are taken into account. Lastly, many advisors have an asset minimum. We don’t. If we feel that we can work together effectively and we can develop a long lasting relationship, we are happy to help you regardless of your financial situation.

Our Team


Michael Calabrese, owner and operator of Severn Financial Solutions, LLC, is a CERTIFIED FINANCIAL PLANNER™ and holds a Masters of Business Administration from Loyola University in Maryland. He holds the Enrolled Agent’s designation in order to represent taxpayers before the Internal Revenue Service and is a licensed Maryland Life, Health & Long Term Care Insurance Resident Producer. 

Mike is responsible for all aspects of our client relationships to include communication, financial planning, and analysis and recommendations, investment allocations, small business strategies and retirement projections.

In his free time, Mike is an amateur local historian and enjoys playing music and reading Pulitzer Prize winning fiction. Above all else, he relishes spending time with his wife, Erin, and their two children, Megan and Matthew.


Michelle Heroux joined Severn Financial Solutions, LLC in 2017. Michelle holds a Bachelors of Science in Business Administration from the University of Maryland University College graduating Cum Laude.  Michelle holds the Enrolled Agent’s designation in order to represent taxpayers before the Internal Revenue Service.

Michelle is responsible for meeting preparation activities and client scheduling.  She ensures all new business, distributions and account updates are processed accurately and efficiently.

In her spare time, Michelle enjoys live music, the Washington Capitals,  crafting, and spending time with her husband Dan, son Alex, daughter Addison and dog Marvel.


Erin Calabrese has been with Severn Financial Solutions, LLC since its founding and has been a driving factor in our firm’s continued growth.

She is primarily responsible for the organization and preparation of our client appreciation events and is our resident “Jack of all trades” wearing whichever hat is required of her on any given day.   

Erin holds a Bachelors of Arts in Communications from the State University of New York at Plattsburgh and a Masters Degree in Social Work from the University of Maryland, Baltimore.

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